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"The ABC Signup system is so user friendly that we felt comfortable using it after just one hour-long training session. ABC listened to our unique challenges and gave us solutions we never thought possible. There was a real effort to ensure that it was not just a cookie cutter system but one that provided the solutions we needed."
Tiffany, Medical Minds in Motion



Credit Card Processing

Easy To Use Quick Setup Simply Priced • Credit Card Processing • Next Steps Add-On Modules

Our Credit Card Processing Approach

Accepting credit card and eCheck payments is easy. ABC Signup will interface with your merchant (bank) account, allowing you to receive your funds without delay. Unlike some providers, ABC Signup does not hold your money and filter your transactions through our bank account, nor do we tack on additional fees to the service. With ABC Signup, your money is passed directly to your bank account, eliminating additional costs, reconciliation issues and delays.

If you do not already have a merchant account, we have partnerships with institutions that can have you set up quickly and with very competitive rates. All transactions are secured by 256-bit encryption. For added security, credit card information is not stored within ABC Signup. To learn more, please contact us.

Here's what a typical credit card process looks like:

simple schematic of credit card payment process

 

 

Overview of partner payment gateways

Credit card payments made online are “card not present” transactions because the actual card isn’t being swiped. If you plan to accept payments with your online registration process, you’ll need a payment gateway in addition to your merchant account. The gateway verifies the credit card number, communicating with the payment processor and the credit card issuer. The merchant account is like a holding tank for the money paid to you before it’s deposited in your checking account. Some payment gateways are packaged with a merchant account so that you only have one setup process. If you already have a merchant account, some companies will provide a gateway only, which can communicate with the processor that works with your account.

Some of the more common gateways used with online registration are:


Authorize.net, the largest gateway in terms of customers, can be a quick solution for organizations that already have a merchant account. Authorize.net has traditionally focused on small to medium-sized organizations, or those that don’t have a high volume of transactions each year. If you do not have a merchant account, Authorize.net can also help you set up one with one of its partners.

What you need to know: Authorize.net is a fully-integrated gateway, which means persons can’t complete the registration process until payment is verified. You would pay a monthly fee, as well as a transaction fee, in addition to any fees subtracted by the merchant services provider.


PayPal Payflow Gateway is one of several PayPal payment products. Like Authorize.net, Payflow Gateway is designed for organizations that already have a merchant account. However, PayPal will not help you set up a merchant account with an outside merchant services provider to work with Payflow Gateway. Instead, PayPal will recommend another of its products that doesn’t require a separate gateway.

What you need to know: Like Authorize.net, Payflow Gateway can fully integrate with the online registration process, so that registrants are not confirmed until they successfully complete payment. Payflow Gateway charges setup, monthly service, and transaction fees. It may be more cost-effective than Authorize.net if your volume reaches a certain level.


PayPal Payment Standard is a combination gateway and merchant account. It is not fully integrated with the registration process like Authorize.net or Payflow Gateway. When a registrant completes sign-up, they are taken to the PayPal site to complete payment. Payment Standard, which can be set up in a matter of minutes, may be a good alternative for small, one-time events in which the payment process will only be active for a short time.

What you need to know:  Payment Standard does not require any setup or ongoing fees. PayPal will deduct its percentage from each transaction before depositing the proceeds in your checking account.


Touchnet is a commerce solution used by hundreds of colleges and universities. It connects an institution’s business applications to payment processors and banks through the online payment process. Among its services is a payment gateway.

What you need to know:  If your college is already using Touchnet, you may be required to use the program’s gateway tool.


Cybersource, the second largest gateway, owns Authorize.net and is owned by Visa. It has traditionally focused on larger businesses, though not exclusively. Whereas Authorize.net focuses on setting up payment gateways only, Cybersource offers other services, such as risk management features, to protect merchants who do online business.

What you need to know: If your organization needs financial protection services beyond simply a payment gateway, Cybersource may be worth consideration.


Elavon was formed by the merger of NOVA Information Systems and euroConex, and today counts more than 1 million merchants as customers trusting the company to efficiently and securely manage their payments business. The company claims to be consistently ranked among the top five global payment providers and is backed by U.S. Bank.

What you need to know: A higher education client originally put Elavon on ABC Signup’s integration list, but the gateway serves organizations in all industries, large and small.


Vanco Services claims more than 19,000 customers in a variety of industries. More than half of those are religious, education and other non-profit organizations that use Vanco’s merchant services solution to accept payments from donors.  

What you need to know: If, in addition to online registration, your non-profit organization wants to accept recurring payments and donations online, Vanco has significant experience working with similar customers.


Skipjack, like Authorize.net, works with both large and small companies that need gateway services. Skipjack emphasizes its data security services, and has developed its own encryption technology. According to its website, “each transaction carries its own key enfolded within it. This means that, in the unlikely event that one transaction is compromised, the information gained cannot be used to compromise another transaction, since each key is unique to each transaction.”

What you need to know: Consider Skipjack if your organization seeks an alternative comparable to Authorize.net.


Illinois Funds Epay is used by local governments and state agencies in Illinois to offer their constituents easier, faster payment choices. E-Pay participants can choose to accept credit cards, bankcards and/or electronic check payments online, by phone or in person. The service is provided by the State Treasurer's Office to more than 650 local governments and state agencies in Illinois, including elected county officials, county treasurers, cities and villages, schools, libraries, parks and recreation facilities, sewage treatment districts, sanitation districts, community colleges, and universities.”

What you need to know: If you are an Illinois-based, government or related organization, you likely use Illinois Epay as your payment gateway, so integrating with ABC Signup will be a snap.


Value Payment Systems, LLC (VPS) is an experienced, full-service e-payment company with its own proprietary payment platform and payment gateway.VPS offers broad client and platform expertise within a wide range of industries including: governments (federal, state, local), property management, educational institutions, healthcare companies, financial institutions, tax preparers, utilities and public sector entities, and other selected industries and billers.

What you need to know: This Tennessee-based, Inc. 5000 company is a newcomer to the industry, having been founded in 2008.


PayTrace, located in Spokane, WA, offers a variety of payment solutions for business of all sizes, including point of sale, mail and phone, ecommerce, mobile and cash advance. The company serves multiple industries and annually processes $10 billion (and growing).

What you need to know: PayTrace seeks to differentiate itself from other solutions by providing “5-star service.”


Star Donor is an integrated secure transaction engine provided to process online donations. It has more than 14 years experience assisting nonprofits of all types and sizes with all aspects of their payment processing needs. Approved charities are provided with a personal donation page and a coded link to that page which they place on their own websites. When someone clicks on their donation link, a secure transaction window will open so that they can submit their donation to that charity. The entire process is done seamlessly without advertising or overburdened branding.

What you need to know: Star Donor obviously serves a niche as a payment gateway for processing online donations.


Intercept Payment Solutions' payment gateway – Jolokia – is named after one of the world's hottest peppers because it “brings blazing speed and multiple transaction options to your business.” Jolokia is a secure (SSL), web-based tool to create and transfer electronic transactions. You can enter transactions easily from your computer, manage ACH and check credit card transactions without the added expense of software and maintenance. It allows you to set up one-time or recurring transactions and offer flexible payment options to your customers.

What you need to know: Jolokia is supported only on computers running Windows (Vista, Windows 7, Windows 8), Internet Explorer (IE 8 or newer) and .NET Framework version 3.5 (or newer).

Our Payment Partners include:

Authorize.Net Logo
image of CyberSource logo
Elavon logo

star donor logo
paytrace logo
vps logo
illinois epay logo
intercept logo
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ABC Signup  |  6060 Dutchmans Lane  |  Suite 250  |   Louisville, KY 40205  |  866-791-8268 ext.0